发布时间：2020-06-05 12:36:50
智慧树知到《商业与投资银行（Commercial and Investment Banking）》章节测试答案
第1章 单元测试
1、Which of the following best defines a customer of a bank?
答案：Any individual or organisation which has used a bank account
2、There is no legal definition of a bank. Which of the following best describes a bank?
答案：any organization which acts a financial intermediary
3、Bank of America develops licensing agreements with other banks enabling them to issue BankAmericards, being the first”scheme”in 1965. True or false?
答案：对
4、At any time in economy, there are people who have more cash than what they actually need and are able to lend. They are called:
答案：Surplus agents
5、The participants in a financial system can be individuals, panies, financial institutions and governments. True or false?
答案：对
6、Which of the below transformation is not done by banks?
答案：Security
第2章 单元测试
1、There are two ine streams of a bank. They are interest and fees. True or false?
答案：对
2、Capital of a bank is stated on its ine statement. True or false?
答案：错
3、Mortgage or car loans are considered as insecure lending. True or false?
答案：错
4、Savings Banks are either mutually owned or stockholder owned entities. True or false?
答案：对
5、Which of the below is usually based on membership of people or customers with some similar interest, such as nurses, or teachers or even unions.
答案：Credit Unions
第3章 单元测试
1、Which of the below is the current financial regulatory system in the UK?
答案：Twin peaks
2、Which of the below is not one of the main areas that banks must satisfy supervisors on?
答案：Assets
3、Which of the below is not necessarily the role of central banks?
答案：Bank Supervision
4、In 1977, Bank of England was granted as the authority to set interest rates. True or false?
答案：错
5、The Bank of England manages the national reserves and hold the government’s gold. True or false?
答案：climax
6、Federal Reserve Bank was founded by the U.S. Congress in 1913 to operate as the central bank of the USA. True or false?
答案：对
7、The______prises the European Central bank and the national central banks of those countries that have adopted the Euro.
答案：Eurosystem
第4章 单元测试
1、Which of the below is not stated on a bank’s balance sheet?
答案：错误
2、Financial ratios cannot pare across industries and can be manipulated. True or false?
答案：对
3、Reserves are funds held in an account with other banks. True or false?
答案：错
4、Checkable deposits are the bank’s lowest cost of funds. True or false?
答案：木头碰撞，挤压
5、Which of the below is not a general principle of bank management?
答案：Interest management
第5章 单元测试
1、Commercial banks are permitted to create money by allowing multiple claims to assets on deposits. True or false?
答案：对
2、Banks are legally required to keep a certain minimum percentage of all deposit claims as liquid cash. This is called:
答案：Reserve ratio
3、The first Automated Teller Machine (ATM) was used by?
答案：Barclays Bank
4、The Cruickshank Report was issued in 2000 and highlighted several concerns about the state of the UK banking industry. True or false?
答案：对
5、A forward contract is not traded on a centralized exchange and is therefore regarded as over-the-counter (OTC) instruments. True or false?
答案：对
6、Which of the below is not a financial innovation of the last sixty years?
答案：Branch banking
7、Companies rely on investment banks in deciding how to raise capital. True or false?
答案：对
8、Investment banks serve as middlemen between panies and investors when the pany wants to borrow loans. True or false?
答案：错
第6章 单元测试
1、”Mergers and Acquisitions- M&A” is a big part of Advisory Services in investment banking. True or false?
答案：该问题答案暂未收录，请手动搜索。
2、The term “Derivatives” means? bonds and stocks. True or false?
答案：错
3、Which of the below is not an investment bank?
答案：Halifax
4、Which is not an ine source of investment banks?
答案：Trade Finance Loans
5、Investment banks remend what shall be the initial offering price of corporate stocks. True or false?
答案：对
6、Which of the below banks tops the Mergers and Acquisitions (M&A) volume ranking globally?
答案：Goldman Sachs
7、Stocks are traded on primary market after the first issue. True or false?
答案：错
8、Corporate finance is primarily concerned with maximizing shareholder value through long-term and short-term financial planning and the implementation of various strategies. Everything from capital investment decisions to investment banking falls under the domain of corporate finance. True or false?
答案：对
第7章 单元测试
1、Which of the below is not a financial security?
答案：Antiques
2、Which of the below is not a derivative?
答案：Advances
3、Bond market can essentially be broken down to three main groups. Which of the below is not one of these groups?
答案：Savers
4、Capital markets are used for short-term financing; Money markets are used for long-term financing. True or false?
答案：错
5、Ordinary shares are entitled to receive dividends if any are available after the dividends on preferred shares are paid. True or false?
答案：对
6、The Bank of England can influence the money market through open market operations (OMO). True or false?
答案：对
第8章 单元测试
1、Which of the below is not an advantage of globalisation?
答案：Demand for Protectionism
2、Which of the below represents a different market pared to others?
答案：Equity Market
3、Which of the below does not represent a feature of the Foreign Exchange market?
答案：Supervised by Securities Commission
4、In Forex, the counter currency represents how much of the quote currency is needed for you to get one unit of the counter currency. True or false?
答案：错
5、If the current bid price for the EUR/USD currency pair is 1.6750 and the current offer price is 1.6753, this means that currently the market maker can sell the EUR/USD at 1.6750 and buy at 1.6753. The difference between those prices (3 pips) is the spread. True or false?
答案：错
6、Foreign Exchange Prices in the forward market are interest-rate based. True or false?
答案：对
第9章 单元测试
1、The higher the risk, the lower the return. True or false?
答案：错
2、Which of the below is not among the key risk categories of banks?
答案：Deposit risk
3、Risk appetite of a bank should be approved by which of the below?
答案：Board of Directors
4、Properties are highly liquid assets pared to interbank market loans, which are illiquid. True or false?
答案：错
5、Market risk is a non-diversifiable risk. True or false?
答案：对
第一章
1、Which of the following best defines a customer of a bank?
A:Someone who has a relationship with a bank
B:Any organisation that has a bank account
C:Any individual or organisation which has used a bank account
D:Any individual or organisation which regularly uses a bank account
正确答案：Any individual or organisation which has used a bank account
2、There is no legal definition of a bank. Which of the following best describes a bank?
A:Any organisation which acts as a financial intermediary
B:Any organisation which takes deposits
C:Any organisation which lends money
D:Any organisation which has bank in its title
正确答案：Any organisation which acts as a financial intermediary
3、Bank of America develops licensing agreements with other banks enabling them to issue BankAmericards, being the first”scheme”in 1965. True or false?
A:对
B:错
正确答案：对
4、At any time in economy, there are people who have more cash than what they actually need and are able to lend. They are called:
A:Deficit agents
B:Surplus agents
C:Bank agents
D:Brokers
正确答案：Surplus agents
5、The participants in a financial system can be individuals, panies, financial institutions and governments. True or false?
A:对
B:错
正确答案：对
6、Which of the below transformation is not done by banks?
A:Size
B:Maturity
C:Risk
D:Security
正确答案：Security
第二章
1、There are two ine streams of a bank. They are interest and fees. True or false?
A:对
B:错
正确答案：对
2、Capital of a bank is stated on its ine statement. True or false?
A:对
B:错
正确答案：错
3、Mortgage or car loans are considered as insecure lending. True or false?
A:对
B:错
正确答案：错
4、Savings Banks are either mutually owned or stockholder owned entities. True or false?
A:对
B:错正确答案：对
5、Which of the below is usually based on membership of people or customers with some similar interest, such as nurses, or teachers or even unions.
A:Building Societies
B:Pension Funds
C:Credit Unions
D:Savings Banks
正确答案：Credit Unions
第三章
1、Which of the below is the current financial regulatory system in the UK?
A:Tripartite
B:Twin peaks
C:FSA
D:BOE
正确答案：
2、Which of the below is not one of the main areas that banks must satisfy supervisors on?
A:Capital
B:Liquidity
C:Systems and Controls
D:Assets
正确答案：
3、Which of the below is not necessarily the role of central banks?
A:Issuing currency
B:Banker of the government
C:Lenders of last resort
D:Bank Supervision
正确答案：
4、In 1977, Bank of England was granted as the authority to set interest rates. True or false?
A:对
B:错
正确答案：
5、The Bank of England manages the national reserves and hold the government’s gold. True or false?
A:对
B:错
正确答案：
6、Federal Reserve Bank was founded by the U.S. Congress in 1913 to operate as the central bank of the USA. True or false?
A:对
B:错
正确答案：
7、The______prises the European Central bank and the national central banks of those countries that have adopted the Euro.
A:Eurosystem
B:Euromoney
C:Eurobank
D:Eurobond
正确答案：
第四章
1、Which of the below is not stated on a bank’s balance sheet?
A:Assets
B:Liabilities
C:Capital
D:Ine
正确答案：
2、Financial ratios cannot pare across industries and can be manipulated. True or false?
A:对
B:错
正确答案：
3、Reserves are funds held in an account with other banks. True or false?
A:对
B:错
正确答案：
4、Checkable deposits are the bank’s lowest cost of funds. True or false?
A:对
B:错
正确答案：
5、Which of the below is not a general principle of bank management?
A:Liquidity management
B:Asset-liability management
C:Capital adequacy management
D:Interest management
正确答案：
第五章
1、Commercial banks are permitted to create money by allowing multiple claims to assets on deposits. True or false?
A:对
B:错
正确答案：
2、Banks are legally required to keep a certain minimum percentage of all deposit claims as liquid cash. This is called:
A:Deposit ratio
B:Reserve ratio
C:Liquidity ratio
D:Claim ratio
正确答案：
3、The first Automated Teller Machine (ATM) was used by?
A:Barclays Bank
B:Banca Monte Dei Paschi
C:Lloyds Bank
D:Morgan Stanley
正确答案：
4、The Cruickshank Report was issued in 2000 and highlighted several concerns about the state of the UK banking industry. True or false?
A:对
B:错
正确答案：
5、A forward contract is not traded on a centralized exchange and is therefore regarded as over-the-counter (OTC) instruments. True or false?
A:对
B:错
正确答案：
6、Which of the below is not a financial innovation of the last sixty years?
A:ATM
B:Credit card
C:Telephone banking
D:Branch banking
正确答案：
7、Companies rely on investment banks in deciding how to raise capital. True or false?
A:对
B:错
正确答案：
8、Investment banks serve as middlemen between panies and investors when the pany wants to borrow loans. True or false?
A:对
B:错
正确答案：
第六章
1、”Mergers and Acquisitions- M&A” is a big part of Advisory Services in investment banking. True or false?
A:对
B:错
正确答案：
2、The term “Derivatives” means? bonds and stocks. True or false?
A:对
B:错
正确答案：
3、Which of the below is not an investment bank?
A:Goldman Sachs
B:JP Morgan Chase
C:UBS
D:Santander
正确答案：
4、Which is not an ine source of investment banks?
A:Asset management
B:Wealth management
C:Securitized Products
D:Trade Finance Loans
正确答案：
5、Investment banks remend what shall be the initial offering price of corporate stocks. True or false?
A:对
B:错
正确答案：6、Which of the below banks tops the Mergers and Acquisitions (M&A) volume ranking globally?
A:Goldman Sachs
B:Credit Suisse
C:Deutsche Bank
D:Morgan Stanley
正确答案：
7、Stocks are traded on primary market after the first issue. True or false?
A:对
B:错
正确答案：
8、Corporate finance is primarily concerned with maximizing shareholder value through long-term and short-term financial planning and the implementation of various strategies. Everything from capital investment decisions to investment banking falls under the domain of corporate finance. True or false?
A:对
B:错
正确答案：
第七章
1、Which of the below is not a financial security?
A:Debenture
B:Property
C:Stocks
D:Antiques
正确答案：
2、Which of the below is not a derivative?
A:Advances
B:Futures
C:Swaps
D:Options
正确答案：
3、Bond market can essentially be broken down to three main groups. Which of the below is not one of these groups?
A:Issuers
B:Underwriters
C:Savers
D:Purchasers
正确答案：
4、Capital markets are used for short-term financing; Money markets are used for long-term financing. True or false?
A:对
B:错
正确答案：
5、Ordinary shares are entitled to receive dividends if any are available after the dividends on preferred shares are paid. True or false?
A:对
B:错
正确答案：
6、The Bank of England can influence the money market through open market operations (OMO). True or false?
A:对
B:错
正确答案：
第八章
1、Which of the below is not an advantage of globalisation?
A:Demand for Protectionism
B:Economies of scale
C:Business diversification
D:Brand-building
正确答案：
2、Which of the below represents a different market pared to others?
A:FX Market
B:Equity Market
C:Currency Market
D:Forex Market
正确答案：
3、Which of the below does not represent a feature of the Foreign Exchange market?
A:Open 24 hours a day
B:Open five days a week
C:Biggest in the world
D:Supervised by Securities Commission
正确答案：
4、In Forex, the counter currency represents how much of the quote currency is needed for you to get one unit of the counter currency. True or false?
A:对
B:错
正确答案：
5、If the current bid price for the EUR/USD currency pair is 1.6750 and the current offer price is 1.6753, this means that currently the market maker can sell the EUR/USD at 1.6750 and buy at 1.6753. The difference between those prices (3 pips) is the spread. True or false?
A:对
B:错
正确答案：
6、Foreign Exchange Prices in the forward market are interest-rate based. True or false?
A:对
B:错
正确答案：
第九章
1、The higher the risk, the lower the return. True or false?
A:对
B:错
正确答案：
2、Which of the below is not among the key risk categories of banks?
A:Operational risk
B:Credit risk
C:Deposit risk
D:Market risk
正确答案：
3、Risk appetite of a bank should be approved by which of the below?
A:Risk Manager
B:Major Shareholders
C:Board of Directors
D:Chief Executive Officer
正确答案：
4、Properties are highly liquid assets pared to interbank market loans, which are illiquid. True or false?
A:对
B:错
正确答案：
5、Market risk is a non-diversifiable risk. True or false?
A:对
B:错
正确答案：