EAT YOUR VEGETABLES. Wash your hands. Always say please and thank you .We are full of advice for our children, but when it es to money, we often have little to say. As a result, our children may grow up with clean hands and good manners, but without any idea how to manage their money.Here are some basics that will help guide them their entire lives：
Show them the future. If your 13-year-old girl were to save $1.000,invest(投资)it at 8% and add $100 every month, by the time she's 65,she would have $980,983!
Be careful of credit(信用).Credit cards can help you buy necessary things and build a credit history, but they must be used responsibly, which means paying off your debt in time. Explain to your children that when you buy something using a credit card, you can easily end up paying two or three times what you would have paid if you used cash.
Teach patience. Suppose your child wants a new bicycle that costs $150.Rather than paying the cash, give him some regular pocket money and explain that by putting aside,say,$15 each week, he will be able to buy it for himself in only ten weeks.
Provide incentive. Tell your children the importance of saving. For every dollar he or she agrees to save and invest rather than spend, you agree to add another dollar to the pot, says Cathy Pareto, expert in money planning.
Explain your values. Values and money are deeply intertwined(缠结在一起), says Eilleen Gallo, co-author of The Financially Intelligent Parent. When your child demands that you buy something, explain why you really don't want to buy it. You might say, 'I'd rather save that money for your education,' advises Gallo. Every time you spend or don't spend money, you have a chance to share your values.
【小题1】The writer gives some basics to help in a proper way.A．parents teach their children how to deal with moneyB．children follow their parents 'instructionsC．children manage their moneyD．parents save their money【小题2】The underlined word incentive in paragraph 6 means .A．honorB．praiseC．excitementD．encouragement【小题3】What leads the writer to write this article?
A. Parents want to know how to educate their children.
B. He wants to share his good ideas about money matters.
C .He thinks money management the most important for children.
D. Parents care little about their children's management of money.A
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(答案→)A
解析：这篇文章都是关于教育孩子如何处理金钱方面的问题。
【小题1】细节题。根据第一段2,3行but when it es to money, we often have little to say. As a result, our children may grow up with clean hands and good manners, but without any idea how to manage their money.说明这些建议都是关于教育孩子如何处理金钱方面的问题的，故A正确。
【小题2】推理题。根据本段内容是鼓励孩子学会节约，学会节省，故该词应该是指鼓励。D正确。
【小题3】推理题。根据文章第一段内容，现在的父母亲在教育孩子方面对于教育孩子如何处理与金钱的问题有缺失，故就这个问题提出了一些建议。故D正确。