（一）FederalDepositInsuranceCorporationBefore1933,andparticularlyduringtheper

共享题干题                                                           （一）      Federal Deposit Insurance CorporationBefore 1933, and particularly during the period 1929--1933, bank failures were not unmon.____________(51) a bank overextended itself in creating credit or if several of its important loans could not be____________(52), depositors in the bank would frequently bee panicky and begin to make large withdrawals. ____________(53) the bank had only a small number of its deposits backed by currency, the bank would soon be unable to meet withdrawals, and most depositors ____________(54) their money. Most frequently a bank merely needed time to improve its cash position by ____________(55)some of its loans and not making additional ones. In 1933, the number of bank failures____________(56)a peak, forcing the federal government to intervene and____________(57) the banks temporarily. To help restore the public's confidence____________ (58) banks and strengthen the banking munity, Congress passed legislation setting up the Federal Deposit Insurance Corporation. ____________(59) corporation, an agency of the federal government,now insures over 90 percent of all mutual savings and mercial bank deposits for ____________ (60)$ 100,000 per deposit. The FDIC has ____________（61)its insurance fund by charging member in-stitutions one-twelfth of 1 percent of their total deposits.        As a result of the protection provided by the FDIC and through other kinds of supervision,bank failures have been ____________(62) to a few isolated instances. When deposits are federally insured, people____________(63) rush to withdraw their money if they____________(64) the financial condition of their bank. The delay gives the banks the necessary time to adjust their cash credit balance, and this action helps to reduce the ____________(65) of bankruptcy.1.[不定向选择题]____________A.Although B.Even if C.If D.Because 2.[不定向选择题]____________A.growing B.increase C.creduced D.disappeared